Real Estate in Charleston, SC

Grants for homes improvements in Charleston, SC. Do you qualify?

Good news for homeowners in hurricane prone areas!   South Carolina Safe Home program provides grant money to homeowners to make their property more resistant to hurricane and high wind damage.  The grants are administered by the South Carolina Department of Insurance.  Grants for most homes will be 50% matching funds towards the improvements up to $5,000.  Therefore a new architectural shingled roof costing $8,000 could received a grant for 50% or $4,000 to pay for the repairs. The point of the program is to make homes less vulnerable to wind and hurricane damage, thereby reducing insurance claims and reducing costs across the state. The grants are to be used to retrofit owner-occupied single family homes.

To qualify the following criteria must be met:

  • The owner-occupied, single-family residence must be site-built, manufactured, or modular.
  • The residence must have a current valid property tax assessment record and is adequately insured. The assessed value of the building alone can not exceed $300,000.
  • Local permits and inspections are required as set forth by the governing municipality or county where the residence is located and must be secured prior to the implementation of any improvements. All building codes will be enforced by the local building service departments to ensure the safety and welfare of the residents and all projects are subject to random re-inspections.
  • Recommended improvements must be made by the grant reimbursement deadline which is within six months of the date of the grant award notification letter.
  • A completed wind certification inspection must be submitted with the grant application. The wind inspection must be performed and signed by a certified wind mitigation inspector.

Low income homeowners may qualify for more. Low income applicants can qualify for non-matching funds up to $5,000.  In other words, they will get up to the first $5,000 paid by the state, with no expense from the homeowners pocket.  To qualify for low-income the home must have an assessed value of less than $150,000 and a total annual adjusted gross income of 80% or less of the county medial annual adjusted gross income.

All homes must be under $300,000 in value and be the primary residence.  Second homes, vacation properties, and investment properties do not qualify.  To apply you must have the home inspected by a certified wind inspector and submit the report with the application for the grant.

If you are a homeowner with an older roof and have been contemplating a new roof with architectural shingles, this program may be for you.  All information was taken from the official website at  Please visit the  site for more information.

Posted on July 17, 2013 at 4:30 am by Brad Weaver

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